Equifax Data Breach Settlement: What you need to know (2023)

How do I know if I'm affected?

We keep hearing about this, but you have NEVER given us a link to verify this WITHOUT providing all the information hackers need to do it again.

Scammers will likely use this message to "help" people get their refund. Under no circumstances should you respond to an unsolicited phone call or email offer to process your refund. Trust only the information provided on this website.

The problem is that the data is compromised forever. Even if you haven't had any negative effects so far, you might in the future.

I think the comparison should not ONLY go to those who are already affected, but to EVERYONE who has been determined to be affected because we don't know what costs we will have to face in the future. I've found my name on the dark web several times. Who knows how much money I'll make in the future. Who can answer this question for me?

I had to change my address several times. It's a mess at the moment.

I want this free surveillance my whole life because that's what cost me, my husband and my daughter data breach. We can be a victim as long as we live!

Of course, after 10 years of coverage, there will be more identity thieves out of this closure... Then what?

To my knowledge, I was not one of those affected - at least based on their original info page. I wasn't very happy with this site's question, so I'll check it again after the court approves the plan. In the meantime, it's a shame that Equifax was allowed to stay in business following their dereliction of duty and the selfish actions taken by those in charge of this company.

That's a great $125 and a lifetime worry about infraction. I feel like I'm sold out.

I'll take the $125, thank you very much. Credit monitoring is a scam. You have to submit all your data to a company that has been hacked in the past. I've been offered this free service half a dozen times over the past few years - that's how many times my data has been stolen from me. These companies need to be hit where it hurts - a substantial fine (this one is NOT) or banned from continuing in that line of business. Why should they implement effective security procedures when they have so few downsides for being sloppy with security? That costs more. I work in the computer security industry and am shocked at the little attention and expense put into securing our data.

I have no doubt that EXACTLY THE SAME HACKERS are hard at work just patiently waiting for the floodgates of the online application process to open... and they will breach this site and its "security measures" as well. Sorry but I still have 'PTSD' from the first injury and in no way trust Equifax to handle it properly. #dejavu #FoolMeOnce.... #YouKnowTheRest

I've been violated 6 times by the state, cell phone company, Equifax, email Yahoo and others. I don't know where to get help protecting my identity and personal information from scammers. I was denied my tax refund and they are still processing my refund since January. Nobody helps me to find out the cause.

I know we got a letter saying our email might have been compromised and then my bank sent me a notification that my email address was found on the black internet and my husband's card for Things we weren't from Paris, France...good thing my bank is smarter than the thieves...like I know someone in Paris...well yes I would say...we were one the possessed

It is important that the claim system/process prevents hackers from claiming the $125 in identity information they stole in 2017

I'm sorry but I think it's good that Equifax has to reimburse the crap I went through as this happened to me and I received the letter. The crooks waited about a year and then nailed me from Miami. omg It's terrible. Two were recently. I just don't care anymore and won't pay for an identity theft protection service when in fact nobody can protect it. Let's see what comes true. You published the press release. The reality is a very different matter with corporate America. I did my own research on this. I was pissed when something actually happened.

That is not enough. What a semblance. They gave away my most private information and it will cost them next to nothing. They had a huge responsibility to protect that data and they didn't take it seriously. The punitive damages should nullify any profit they made from our data for at least 5 years. If there are no real consequences of not protecting such sensitive data, the company has no incentive to increase security to the appropriate level.

After the breach occurred, it took Equifax forever to take corrective action. The first thing that happened was that their website went down. Then when they put a link to freeze your balance, the link didn't work. Seems like I've spent hours protecting myself with the free tools available. If anything good has come of it, it's that we can now freeze all our loans for free. This is long overdue.

OK, I'm a prime example. 1-Police report, 2-Report to company or bank, 3-Fill out letter from Federal Trade Commission-Identity Theft.gov, 4-Send all documents to creditor and credit bureau. What I did. The Schufa blocks your credit report for 1 year. That took me a lot of time and effort. Pay for my police report, fax and mail. WHAT A PAIN.

There should be free credit protection for every single person in this country. I did not choose to have a social security number to use against me in case of theft. There has to be a better system that doesn't bankrupt innocent people. How about politicians who care about making life really easier?

This arrangement is bad. When the "breach" (giveaway) of data was exposed, I read the "User Agreement" that Equifax offered for free privacy protection, and it specifically stated that using their service would remove all liability - they would be watching, but not you Problem. (I apologize if this is a repost)

That sucks. WHY CAN'T US SOCIAL SECURITY ADMINISTRATORS change social security numbers for those of us who "were forced to trust Equifax as a credit bureau and literally got fired from doing stuff on the other side of the planet under my name and others." Let's change our social security numbers and put EQUI-HACKS out of business. Pur life and children future are in great danger along with others. Please, if a criminal breaks a crime on the street, he goes to jail. But when a company fails to protect our private information and says it's attempted fraud theft. Why isn't Equifax closing forever? We have rights, statutes and ours